When served with a Foreclosure Summons and Complaint, many homeowners are scared and confused. The Law Office of Allison M. Ramos will be there to work with your lender to negotiate a loan modification. We will vigorously work to stop the sale of your home and get your loan modified. While negotiating the loan modification WILL NOT stop a foreclosure sale, the banks are MUCH MORE likely to postpone a sale while your attorney is negotiating with them. The Banks are FINALLY beginning to understand the plight of homeowners on Long Island and they are willing to work with our Law firm to help our clients achieve a more affordable mortgage payment and keep their home!